Below are the 3 credit monitoring services we love the most. Only 1 uses the FICO scoring model that most banks use, so the scores provided in the bottom 2 wont be of much help to you. However the information they provide allows us to dispute the negative items on your credit report with the most precision and efficiency possible.
Once we are done with the repair process you can and probably should cancel their services so you can return to whatever monitoring site you were using prior to signing up with us.
But for now, these 3 are the only credit monitoring sites we use...and its definitely worth it!!!
We love My SCORE IQ more than Identity IQ and Smart Credit to be honest...their $1 trial offer is great for letting us analyze your credit prior to signing up.
Smart Credit does not offer a trial of their service.
Your credit scores can help determine if you qualify for a loan and what interest rates you receive. Actively monitoring your credit allows you to stay on top of changes to your credit report, including possible suspicious activity. Be confident by knowing your FICO® Scores – the scores used by 90% of top lenders.*
WHEN IDENTITY THEFT HAPPENS, YOU MAY NOT EVEN KNOW IT.
New Credit Applications | Event Registrations | Doctor Visits | College Enrollment | Online Shopping
Personal information is everywhere. Criminals are most effective when their victims are uninformed. Identity theft protection puts control back in your hands.
Protect your personal data with IdentityIQ services. Our team utilizes innovative and enhanced monitoring techniques that protect your credit and your identity, so you can get back to your life.
Get three powerful tools, plus other important money and credit features to simplify your financial world, all in one place.
ScoreTracker
See your different types of credit scores and how they’re progressing in an easy to understand way.
Includes simple SMS and Email alerts of key changes to your credit report and score.
ScoreBuilder®
Get a unique 120-day plan to help build a better credit score. Patented action buttons allow you to quickly ask questions or resolve problems directly with the source.
ScoreMaster®
An interactive dial allows you to plan your future credit score based on spending or payments. Identifies specific accounts, amounts, and timing for payments and spending to maximize your credit score.
Kredit MD performs one or more of the following services (known as "First Work") before you pay: Enters your personal data and one or more credit reports into its secure database; Provides you with a login to access the Kredit MD customer portal and grants access to financial tools; Collects information and instructions from you regarding your particular circumstances and how you wish to proceed; Analyzes your situation; and prepares and sends one or more communications on your behalf.
Subsequently, Kredit MD typically performs one or more of the following ongoing and periodic services as appropriate in its judgments and discretion: Receives and reviews Bureau and Furnisher correspondence sent to us directly by you; Monitors and analyzes your credit account status; Provides you with updates regarding your status; and prepares and sends one or more additional communications on your behalf.
FICO and "The score lenders use" are trademarks or registered trademarks of the Fair Issac Corporation in the United States and other countries.
© 2020, by Xennial Investments LLC All Rights Reserved.
J. Woodfin, Registered Agent, Xennial Investments LLC Dba Kredit MD 3410 La Sierra Ave Ste. F474 Riverside, CA 92503
Kredit MD (a subsidiary of Xennial Investments LLC)