100% Money Back Guarantee

100% Money Back Guarantee


How does the money back guarantee work?

***ALL CONDITIONS LISTED BELOW MUST BE MET PRIOR TO ANY REFUND BEING ISSUED.***

***REFUND POLICY DOES NOT APPLY TO ANY FIRST WORK FEES PAID***


*You allowed 180 days from the start date of retaining our services.


*You cannot have any new collection accounts appear or any missed payments to any accounts during the repair/education process.

*You continuously maintained an Identity IQ or Smart Credit Credit Monitoring Service throughout the entire credit repair/education process.


*No new account opened without us being advised.


*No new evictions, tax liens, repossessions or bankruptcies posted to your credit file during the credit repair/education process.


*No credit cards on your credit file with more than 40% debt utilization.


*You had at least 5 negative accounts per bureau when you signed up for the credit repair service. ***Does Not Include Inquiries***


*You have not attempted to repair your own credit or used another credit agency at least one year previous to signing up.


*You've agreed and sent us all updated reports from all three bureaus within 7 days of receipt.



**updated reports usually arrive within 15-45 days. It is your responsibility as the client to notify us that you have received or not received updated reports from the credit bureaus.**

*This guarantee applies only to customers that signed up after 9/12/2020


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